THE internet is a habitat for diverse creatures. While it is a melting pot of great ideas and innovations, it also Harbours criminals who are constantly on the prowl hunting for prey. Some of the potent baits online predators use to defraud the unsuspecting public are loans schemes that mimic various intervention programs of the central bank of Nigeria (CBN) and other agencies. For instance, the apex bank has multiple has intervention loans crafted to help boost the economy via bankable entrepreneurship ideas. Some of them are the Anchor Borrower’s programme, Nigeria youth investment fund and tertiary institutions entrepreneurship scheme, among others. They cut across various sectors of the economy. So what the cyber criminals do is to clone these sites and use them to scam greedy and ignorant people. Victims have been ruined for life as the scammers bilked them of they’re worth.
SO HOW CAN ONE DISTINGUISH AUTHENTIC WEBSITES FROM THE FAKE ONES??
1: VISIT ANY COMMERCIAL BANK : You don’t have to own an account before you walk into any bank and request information on existing intervention programmes and determine your eligibility, furnish you with the terms and conditions and repayment plan. Any ambiguous area will be ground to gradual details.
2: CALL OR SEND EMAILS TO BANKS OR THE CBN : If you can’t make it to any bank, call customer care numbers of banks and the CBN. Its available on their official websites and Twitter handles.
3: DO NOT GIVE OUT ANY INFORMATION ABOUT YOUR BANK ACCOUNT : The first red flag to know you’re dealing with fake bank and CBN agents is when you’re podded to produce your bank details, BVN, ATM card PIN or other sensitive details that may compromise your bank account, so that we transfer the money to your account. Runaway from such folks and never look back. Banks and CBN will not ask for such information because they already have it. Funding accounts is the last time items on the list, not even the first. They are several hurdles to cross before getting to that point because of the facilities are loans and not grants or cash gifts.
4: DO NOT USE INTERMEDIARIES : Except where a known intermediary is spotted, do the aforementioned yourself. Criminals gangs work in synergy. The information on intervention programmes requires every potential beneficiary to tread softly. Clarify whatever you see online with your bank. Do not assume anything. There is no such thing as :this should be the correct /” Clarify it. Authenticate it.
5 : REPORT SCAMMERS : If you know anyone or group scamming people by masquerading as banks or intervention agents, report to law enforcement. Scammers financial vampires.
They ddeserves no mercy. They’re the people making the public wary of seeking lifelines to fatten their business or funds new ones ab initio.
Written and organized by
Justice osita
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